| ]

This letter is the final notice the customer receives. It gives the customer an ultimatum: “If you do not respond, this will happen…” After this letter there is no more chances.

Western Wear
2212 Boot Hill Rd. Cheyenne, WY 82001

November 5, 1999

Ted Wilson
515 Ramey Ct.
Laramie, WY 82063

Dear Mr. Wilson,

Your bill of $319.04 is now 90 days overdue.

The total amount is due now.

If your payment in full is not received by December 10, your file will be turned over to a collection agency.


Mary West
Credit Manager